ut Swing Trading Options

The advantage of option investing is that it enables you to maximize your potential reward while at the same time minimizing your risk. An options trader is able to leverage his investment by buying and selling in different combinations, which may ultimately help him maintain the level of risk he wants. Swing Option traders are able to use such instruments to take advantage of any market condition. It is important to note nonetheless that option trading is not for everyone. Options are known as wasting assets. This means that time plays a significant impact on option prices and profitability of the trades. As the expiration date of options approaches the value of the options decreases generally. Options investors must liquidate their positions before the option expiration date if they realized profits. Unprofitable options will expire on the last trading day of that option.

Historical Facts About Option Trading
Option trading started in the Chicago Board Options Exchange (CBOE). According to CBOE, the first option contract began trading on April 26, 1973, and 911 Option contracts were traded on that day. There are two types of options instruments: call options and put options. A call option is a bet that the stock will be worth more than the price set by the option (called the strike price). A put option is a bet that the stock's price will go down below the price set by the option (and often considered much riskier, because there are no limits to how high a price may rise). Option pricing relies on Black Scholes option pricing model developed by two Nobel Peace Prize winners in Economics, Black Scholes, and Robert Merton. Option investing has been increasingly used by swing traders to profit from the markets, nevertheless, there is also the risk of losses as with all investments.
Call Options
Calls are the basic strategy used by most option traders. If an option trader concludes through her research that a stock is about to take off in price, she can buy call options which are priced in contracts. When an investor buys a contract of a call option, he is anticipating that the price of the stock will rise above its current prices within the specific targeted date. If an investor's analysis is correct, she may profit, but if the price declines, the option value will decline as well. This strategy is good for swing trading as well; the good news for the option investor is that it cost much less to purchase an option compared with outright stock trading.
Put Options
When an option investor buys a put option, she is basically betting that the underlying stock will decline in value. When this happens, the value of a put option increases, and swing traders can quickly lock in the profit by selling their puts. This process may repeat many times over during the course of a day's trading, and an active swing trader may buy the puts again when the stock price rises again. Option swing traders also use technical indicators as used by stock traders for research purposes.
Naked Call Strategy
When investors are bearish on the price of a stock, they may write a naked call on that stock thereby locking in an immediate profit if the stock remains below the strike price. Only write naked calls when and only if you think that stock will go down in price. The risk with naked calls is if the stock goes up in value, the investor loses. But the point to have in mind is that all purchased options whether puts or calls have an expiration date. Sometimes the stock may move in one direction before going the other way. When investing in options, consider buying distant expiration dates, although the value of such option may be higher because of the factoring of the time value in the price of that option.
Naked Put Strategy
Many more swing option traders write naked puts than calls. A naked put writer expects the stock price to rise. Such stock must have positive fundamentals, with good growth potentials. It is also important for a naked put writer to note that if the price of that stock goes down during the option duration, the writer may lose money if the stock fails to rally back before the option expiration period.
Option Spreads
Option spread strategies can be used in trading all kinds of investment assets. such as stocks, bonds, or futures. It is a complex form of option investing. One common form of spread is called a vertical spread. It involves buying and selling of two option instruments (one long and one short for example), which may share the same expiration dates with differences in strike prices. Spreads are generally used to limit risks, while you may gain in one position, you may lose in the other. The strategy here is for your gains to be much more than your losses. The difference represents your profit from that trade.

How to manage multiple e-mail accounts with GMX

If you have multiple e-mail accounts as I do and you are tired of having to log into these accounts individually, then you need to take a look at this software. This article will explain how easy it is to manage multiple e-mail accounts with GMX.

Instructions

Step1 Log on to GMX.com GET A GMX.COM E-MAIL ACCOUNT - Simply put, unlike MS Outlook, GMX is a web-based program. This means that you can access all of your accounts all at once as long as you have an internet connection. Therefore, you don't have cancel one account and send those pesky e-mail notices to your contacts that you are moving to a new provider. Keep the provider, just put the old account under your gmx.com account. Keep in mind that once you sign up for a gmx.com account, you also get a new e-mail address where you can freely send and accept e-mails just like your current carrier (example joesixpak@gmx.com). The beauty about this is you can switch to any account you wish to send and receive e-mails.
Step2 Mail Collector GO TO THE MAIL COLLECTOR LINK - Once you've signed up for a gmx.com account, then all you have to do is enter your other e-mail addresses that would like to add to your gmx account. It will take a while for your e-mails to be transferred to your account. Once that is complete you can read, reply and compose new e-mails from any account.
Step3 Simplify your life SIMPLIFY YOUR LIFE - Ahhhhh! At last, no more useless minutes toggling through several different accounts, but one central location where you can access your e-mail accounts anywhere in the world. I have been using this software some time and it has significantly simplified my life. And by the way, if I wanted to open another account with a provider, then I just do so, because I can manage it with my gmx account. Happy e-mailing!

How to Value Dollars against Euros Online (FREE)

You are wondering how many euros can I buy with one dollar today. What is the value of the Dollar in Euros?Luckily for us this is not a tricky question. There is no need to use mathematics or algebra to find X. There are a number of reliable currency conversion sites that can answer my dollar question with real time exchange quotes.

Instructions


Step1 foreign currency To value your dollars against the euro or to any one of 164 foreign currencies, go to Oanda.com. This is one of the largest online foreign exchange databases.
Step2 foreign currency Here, I will find the following tools:A Currency Converter: This will calculate conversion rates for over 164 foreign currencies against the dollar, including my euros in real time.*****Foreign Currency history: This will give me historical rates for my euro and any other currency for whatever dates I put in.*****Foreign Currency Daily: FX Daily allows me to create a table comparing various currencies. FX Daily gives me real time quotes daily on all my currencies.
Step3 foreing currency Another choice to value the dollar against the euro is XE.com. This website also gives real time quotes. XE.com provides a Currency converter, current and historical rate tables and currency charts. You can also find Forex news daily.
Step4 For more information on currency conversion see related articles on this page and the Resources section below this article.

How to Calculate Positive Cash Flow on Rental Property

Calculating the costs and checking it twice. Calculating the cash flow and the best rental price.
RThe best time to determine whether or not a property will positively cash flow or not, is before you buy it. However, if you already have the property, then managing the costs and the rental price can go a long way to making that property positively cash flow.The idea of investing cash today is to ensure greater returns later than if that cash stayed in your drawer for the same period of time. This financial concept is often referred to as cash on cash return. The greater the return on the cash invested, the better the investment. Positive cash flow (not future speculative returns) is the more effective way to invest in real estate. Knowing how to calculate that cash on cash return is key to extracting profit from that investment.

Instructions



Step1Gather all property specific information that contributes to costs or expenses on that property.Purchase price, deposit information, closing costs, taxes, insurance and maintenance are just some of the information that must be collected up front in preparation for the cash flow calculation. If the property is being researched for purchase feasibility, then ask the seller to provide proof of all information submitted, such as copies of bank statements for at least three months, receipts and so on. If the property is already owned then find all the pertinent information and have it on hand to plug into the calculation.
Step2Gather all the property specific information that has or could contribute to an income from the property.Rental income, the number of existing active leases and onsite vending machines are just some of the income generating opportunities investment property offers. Scrutinize seller offered information for validity. Sellers may often inflate income promises to encourage the sale, so do due diligence to verify their claims. Property already purchased with no prior rental history or poorly managed rentals may have hidden potential for generating income. Curb appeal, comparative features and effective marketing can bring in top rental dollars and other potential income streams.
Step3The formula is: GPI - VAC = EGI+OI=GOI-OE=NOI-RRA-DS=BTCF Cap Rate = NOI/Purchase PriceCash on Cash Return = BTCF/Down PaymentGPI - Gross Potential Income. This is the rental income received for all the units for a yearVAC - Vacancy and Losses, usually calculated at 5% of GPIEGI - Effective Gross IncomeOI - Other income, such as vending machines, income from late fees, coin laundry, copy/fax services, and so onGOI - Gross Operating IncomeOE - Operating ExpensesNOI - Net Operating IncomeRRA - Replacement Reserves AccountDS - Debt Service, better known as the mortgage paymentBTCF - Before Tax Cash Flow
Step4Review the sample property, then plug your own numbers in. The sample property is a Duplex with two one-bedroom units. This was purchased brand new with no prior rental history. The short sale purchase price was $65,000 with a 10% deposit of $6500. There are no vending machines or coin laundry onsite, the owner self manages the property and does most of the maintenance. Going rental rates in the area for one-bedroom apartments range from $350 to $450 per month. The mortgage payment is $470/month, 9% interest fixed for 30 years.Cash put into the property: Down payment................................................... ....$6500 Closing costs..........................................................$3000 Repairs - property is new.....................................$ 0Total cash invested....................................................$9500Income AnalysisGPI.........$350 per month x 12 months x 2 units....$8400(-) VAC (5% of GPI)....................................................($ 420)= EGI..................................................................$7980+ OI.................................................................................$ 0= GOI..............................................................................$7980Operating Expenses Property taxes and insurance....................$2500 Supplies and repairs..................................$ 150 Utilities and garbage.................................. $ 0 paid by tenants Legal and marketing...................................$ 500 Landscaping.................................................$ 360 Owner maintains landscape Property Management fee...........................$ 0 Owner manages propertyTotal Expenses OE....................................................$3510Cash FlowGOI.................................................................................$7980(-) OE............................................................................($3510)= NOI............................................................................$4470- RRA (6% of NOI)....................................................(.$ 268)- DS (Mortgage 30 years @ 9%)............................( $ 470)= BTCF..........................................................................$3732Cap Rate (NOI / Sale Price) $4470 / 65000 = 6.9%Cash on Cash ReturnBTCF / Total Cash Invested $3732 / $9500 = 39%This scenario shows this investor positively cash flows and has earned a very nice return on the invested capital.
Step5Have older properties inspected to determine potential hidden short and medium term expenses, such as roof replacement and problems with structural integrity that may not be obvious to the untrained eye. Regular upkeep expenses must be budgeted as well as unexpected repairs or replacements. Maintenance is the one area that causes tenant complaints and budget surprises so pay close attention to this area. Prevention is cheaper than cure, so ignoring this will negatively impact the bottom line.

Are you happy with your life? Most likely there is something you'd like to learn, or maybe a habit you'd like to break. Whatever your situation, YOU have the ability to accomplish your dreams -- the key to success lies in the goals you set for yourself.

Instructions

Learn More Step1Be specific.What is it EXACTLY you'd like to accomplish? You may want to set a goal to get in shape, but how will you know when you're in shape? You'll be more successful if you set a specific goal, such as to be able to do x amount of pushups or run a certain distance.
Step2Be realistic.Think about what you'll have to give up in order to reach your goal. Are you willing to give up time in front of the TV, for example, to spenf time working out and getting closer to reaching your goal? If you're not willing to make sacrifices, try setting a smaller goal.
Step3Put your plan into action.Think of what you'll need to do to accomplish your goal. What are the steps you need to take? Think this through carefully. More importantly, WHEN are you going to be able to do what you need to? Look over your schedule and block out time for you to work on achieving your goal.

How to Trade Forex If You're a Beginner

The forex market is attractive to people all over because it affords you a unique opportunity to work towards your own financial independence. This article teaches you how to begin if you've never even heard of forex, let alone a pip.

Instructions


Step1Begin with a demo account. These can be found for free at various locations on the net. This enables you to trade using real market data, but without having to risk a dime of your own money because you're trading with virtual money. This enables you to trade with more confidence than had it been your own money and will get you set to trade for real that much faster. It's recommended that you trade via demo account for a few months before transitioning to the real thing, not to mention that you have a number of winning virtual trades under your belt.
Step2A place in which you can acquire a demo account is in the form of a forex trading system. For those unaware, this is a system which not only keeps a constant analysis and watch over the trends and happenings of the forex market, but it trades on your behalf to cover gaps accordingly using this information. It's ideal for beginners who want to jump into the market with real or even virtual investments but with an added safety net and sense of security or peace of mind. The best of these programs react remarkably fast within all market conditions, so there is a great deal of distance between the best and worst programs out there.
Step3Educate yourself with some reviews before making any commitments. Most publishers offer 60 day full money back guarantees so that you don't have to risk anything to try one for yourself and enjoy some reliable income in this market while you are still learning the ins and outs.
Step4Count your profits!

How to Invest Online

More and more people these days are learning to invest their money without the use of a stock broker or portfolio manager. Here is one way i've found to invest in the comfort of your own home..

Instructions
Step1The website that i have had some financial success with is called www.sharebuilder.com . You can easily link a checking or savings account to your Sharebuilder account and deposit/withdraw money from it.
Step2Once you have an account set up, you can trade several things, including stocks, stock options, invest in money markets, etc. My personal experience has been with stock options. Having 1 stock option contract is like holding 100 shares of a stock for a certain period of time, usually a month or so. You can either buy a call (predicting the stock price will rise) or a put (predicting it will drop in price). If your call or put is correct, you can make an almost unlimited amount of money.
Step3I prefer stock options to stocks because you can invest 100 dollars in a stock option and make so much more than investing in a stock itself. If you are interested, try using Google to find out more info about it. If you have even a basic knowledge of what affects stock prices, you have a chance to make big bucks in stock options.

How to Create Custom Stock Watchlists Using E-trade

Use a watchlist to stay organized.
Trading on the stock exchange can be a challenging experience for a new investor. Many tools are available to help do-it-yourself traders, but sometimes, they are not easy to find and use. This article details how to easily create custom watchlists using the E-trade website in order to track stocks from different companies.

Step1Sign up for an E-trade Financial account and deposit the money that you wish to invest. While waiting for the funds to transfer, begin researching the companies that you are considering investing in. This area is found under the “Quotes and Research” tab.
Step2To add the stock to a watchlist, there are two options. From the “snapshot” screen of the company’s stock, there is a link on the right-hand side of the screen under “Quick Links” for “Add to Watchlist.” Clicking this link will add the stock to your generic watchlist.
Step3Finding the watchlist can be a challenge and when we do find it, we will address the second method for creating custom watchlists. Click the “Trading & Portfolios” tab and then click the “Portfolios” sub-tab. Once you have purchased some stock, it will be displayed on this screen. Now, click the dropdown box beside “Account/Watchlist.” There is an option on this list labeled “Investments to Watch.” Selecting this option will present a screen displaying all of the stocks that have been added to the generic watchlist
Step4Let’s say you want to group these stocks into categories, for example, breweries. This is very easy to do. Beside the dropdown box, there is a link for “Create / Edit List.” Click “create.” Step 1 on this screen is to give your watchlist a name. We’ll name it “Breweries.” Step 2 has a box where the stock symbols, or ticker symbols may be typed or copy/pasted from another source. Try adding these symbols (without the quotes) “ABV,BUD,SAM,TAP,PMID,HOOK”, and then click the button labeled, “Add Holding Information.”
Step5From the dropdown box, you will now have the option to view the stocks that you own, the generic watchlist, and any other watchlist that has been created. For an easy way to find different stocks from companies in similar industries, use Google and search for terms like “breweries stock” or “automotive manufacturer stock.” Have fun, but invest your time and money wisely.

How to Learn Forex Trading

High returns make foreign exchange markets (Forex) a very appealing investment option for some people. The high risk in currency trading can translate into substantial losses for even experienced traders. Learn as much as possible about how this industry works before you consider putting your money and possibly the shirt off your back on the table.

Instructions

Step1Read about the basics of currency trading, along with the best options for most consumers at Bankrate, a trusted site with a wealth of money and investment advice.
Step2Find out about scams that are prevalent in this industry at the Federal Trade Commission (FTC) website. This agency makes regulations to protect consumers from unscrupulous dealers who promise everything and deliver zip. The FTC monitors the industry very closely and issues regular updates on important developments.
Step3Sign up for a free practice account at the Forex website. Make virtual currency trades using your free practice account for thirty days. Continue to follow the market as long as necessary for you to understand what you know and what you don't know.
Step4Get tips and tricks delivered to you mailbox by TopForexReview. Get news feeds or alerts on topics that may affect the currencies that you are considering trading. Start with only a few currencies, so you can keep track of changes and the possible causes.
Step5Join one or two forex traders forums and discuss the trends, problems and traps in the industry. Ask questions in the forums. Most users are friendly and helpful to newbies. Benefit from other people's experiences and develop your game plan before moving forward.
Step6Set aside a small sum of real practice cash over a one-month period. Use money that you have already allocated to discretionary income., such as savings from your morning coffee run (get regular instead of latte and pocket the savings), lunch for a month (you'll have to pack lunch) or break open your coin jar and cash in half (not all) at your local grocery change center.
Step7Select a reputable currency trading site or broker, after you evaluate recommendations from other traders and investigate them on the FTC website. Try to stick to your budget and the game plan that you made when practicing.

How to Know What Stocks to Buy

Its hard to buy the right stocks because many people buy stocks based on all the wrong reasons and those that buy them for the right reasons get pushed out of a good

Step1Go to Yahoo Finance and look at their most active stocks. Or search in searching engines for today's most active stocks. This doesn't have to be stocks that have a high percentage of trade or a low % of growth. This simply means that the stock has high volume of activity.
Step2If you buy stock in Microsoft MSFT or Citigroup C your stock price will change dramatically each day it could go up or down. Like a roller coaster ride. You just have to know when to buy. Let me tell you, the time is now.
Step3Many stocks like General Electric GE have been on the rise for the past few days. They once were trading for 40/share now only less than $10.00 a share.
Step4I'm trying to get back into stock. I bought $300 of GE stock to get started. It rose to $336 the first day. Not bad to pick the one of the 3 stocks on the most actives list to rise above 12%.I did a little more research and come to find out...Jim Cramer's (MAD MONEY GUY) charitable trust owns General Electric. General Electric is CNBC's parent company.Think about that? You own CNBC and one of the World's leading financial guru's Jim Cramer, don't tell me they can't effect the market and make GE go up.I actually just thought about which companies have the most employees and are likely to withstand any market even a depression.

How Does Currency Trading Work?

The Basics of Currency Trading
Currency trading, also known as foreign exchange, forex or FX, is defined as the trading of one international currency for another. The currency trading market is the largest equity market in the world, with global trades averaging upward of $4 trillion every day. As with all investment types, currency trading has its advantages and disadvantages. This article is intended to give novices a brief introduction to the practice of currency trading.
How Currency Trading Works
The strength or weakness of global currencies fluctuates continuously. The goal of currency trading is to anticipate a rise in a currency's value in relation to other currencies. Foreign exchange can also be used to minimize a loss in value of funds that may occur due to inflation or other negative market forces. For example, if the United States dollar is continually being devalued in relation to a stable euro, exchanging dollars for euros may save an investor a considerable amount of money in the long run.
Why Currency Fluctuates
Currency fluctuates for many reasons, but supply and demand is the major force that drives global currency prices. As a currency becomes scarcer within a country or worldwide demand for a particular currency increases, the value of the currency will increase as well. In contrast, a country where too much money is available or too little demand occurs will result in a devalued currency. Factors that contribute to the demand of a particular currency include economic policies, government budget deficits or surpluses, trade levels, inflation levels and economic growth.
Benefits of Currency Trading
Currency trading is often seen as a lucrative alternative to stock investing and other equity investments. Trading costs are typically lower when trading currency than trading stocks. Furthermore, the extreme volatility of the foreign exchange market makes it possible to make considerably more money than would be possible in traditional equity investments. However, it should be noted that the same volatility might result in significantly higher losses as well.
How to Trade Currency
Low regulations and the lack of a central market make currency trading an over-the-counter (OTC) transaction. Individuals, corporations, governments and other institutions all have access to the foreign exchange market. Currency trading is done through both large and central banks. Fromex transactions are typically facilitated by a broker, which can be accessed either online or from a financial institution. Examples of websites that assist in foreign exchange include E-Trade.com, Forex.com and FCXM.com.

How to a Parents' Glossary of Kids' Kitchen Terms

Everybody knows that it is hard to keep up with the new "lingo" and slang of today's youth. Here is an article that puts that thought into words as it applies to the kitchen. Hope you enjoy!!

Instructions

Step1Appetizing: Anything advertised on TV.Boil: The point a parent reaches upon hearing the automatic "yuk" before a food is even tasted.Casserole: Combination of favorite foods that go uneaten because they are mixed together.Chair: Spot left vacant by mid-meal bathroom visit.Cookie (Last One): Item that must be eaten in front of a sibling.Crust: Part of a sandwich saved for the starving children of: China, India, Africa, or Europe (check one).Desserts: The reason for eating a meal.Evaporate: Magic trick performed by children when it comes time to clear the table or wash dishes.Fat: Microscopic substance detected visibly by clildren on pieces of meat the do not wish to eat.
Step2Floor: Place for all food not found on lap or chair.Fork: Eating utensil made obsolete by the discovery of fingers.Fried Foods: Gourmet cooking.Frozen: Condition of children's jaws when spinach is served.Fruit: A natural sweet not to be confused with dessert.Germs: The only thing kids will share freely.Kitchen: The only room not used when eating crumbly snacks.
Step3Leftovers: Commonly described as "gross".Liver: A food that affects genes, creating a hereditary dislike.Lollipop: A snack provided by people who don't have to pay dental bills.Macaroni: Material for a collage.Mesuring Cup: A kitchen utensil that is stored in the sandbox.Metric: A system of measurement that will be accepted only after forty years of wandering in the desert.
Step4Napkin: Any worn cloth object, such as shirt or pants.Natural Food: Food eaten with unwashed hands. Nutriton: Secret war waged by parents using direct commands, camouflage, and constant guard duty.Plate: A breakable Frisbee.Refrigerator: A very expensive and inefficient room air conditioner.Saliva: A medium for blowing bubbles.
Step5Soda Pop: Shake 'N SprayTable: A place for storing gum.Table Leg: Percussion instrument.Thirsty: How your child feels after you've said your final "good night".Vegetable: A basic food known to satisfy kid's hunger - buy only by sight.Water: Popular beverage in underdeveloped countries.

How to Start an Online Options Trading Program

Online options trading can be a very lucrative opportunity for investors to maximize their gains. Developing a sound options trading strategy is one way to take advantage of slight to modest gains or losses in an underlying stock. The normal high volatility of stock options makes them much more attractive to swing traders looking to increase their cash flow. New investors to online options trading must recognize the potential risks and downsides that are also part of starting an options trading strategy.

Instructions

Step1Define your goals and strategy before starting any online options trading. Ask yourself what type of options you would like to trade? Are you interested in day trading options or do you prefer a longer term approach? Keep in mind that all options contracts expire and even if you buy and sell LEAPS, they are usually 2 years or less into the future. The point is that you can’t purchase options long term as you would with a stock.
Step2Research different options trading strategies using online references or by purchasing an options book. Identifying all possible options strategies is very important information to have before you place your first trade. You may want to trade what the market gives you or maybe you are bullish or bearish on a particular stock. Each of these scenarios may use a slightly different process or strategy to maximize your gains.
Step3Open up an account with an online discount broker that will allow you to start online options trading. Be sure to research several discount brokers to ensure the one you pick fits your needs. You will also need to open up an account with special approval to buy and sell options.
Step4Start out with simple online options trading strategies if you are new to this type of trading. These types of strategies could include deep in the money call or put trading, as well as selling covered calls against existing stock positions in your portfolio. These types of simple options trades will give you the experience needed to implement more difficult trading strategies.
Step5Stay in tune with overall market conditions as well as with individual stocks you are screening. You will never make any money with an online options trading program that tries to go against the market. Instead of trading against the market, implement your online options trading strategy to trade what the market gives you.

How to Day Trade Online

Day traders buy and sell stocks, currencies or commodities online throughout the day hoping to reap quick profits. Execution speed is paramount. Online day traders are not linked directly to the market through their home computers. When they press "Enter," their orders are sent to brokers, who then send the orders to a market for execution. By the time the orders reach the market, prices could vary greatly from quoted prices.

Instructions
1Equip yourself with a good trading computer (you need at least 1,024 MB of RAM and a 100 GB hard drive), at least three monitors (flat LCD screens are easy on the eyes) and a fast Internet connection. Online day traders must be able to receive streaming, real-time information for quotes and charts. DSL, cable modem or a T1 line is better than any size phone line modem.
Step2Purchase direct-access trading software. This allows you to skip several time-consuming steps when trying to execute your buy/sell orders.
Step3Learn day trading basics. An online day trader must know the difference between "bid" and "ask," between the New York Stock Exchange (NYSE) and the NASDAQ and what "selling short" means.
Step4Choose an online broker. Your broker is responsible for executing your trades. Look for a brokerage firm that offers instant execution of your orders, high leverage with a small margin deposit and low spreads.
Step5Deposit the hefty minimum amount required by law into your brokerage account when you plan on day trading securities.
Step6Open a Forex mini account with the minimum required amount when you plan on trading currencies.
Step7Make sure that the stock quotes and account updates you are receiving are real-time and not delayed. Speed is of the essence when you day trade online.

How to Bid and Ask Price

I decided to research this further to see what exactly a bid and ask price is for a stocks price.If your one of those people who watch a stock all day go up and down you’ve probably wondered why the ask and bid price continues to change and often a higher biding price forces the asking price up but not always.

Instructions

Step1
irst off the difference between the bid price and the ask price is called the spread.In normal stock market trading on the New York Stock Exchange or NASDAQ, the ask price is the lowest price a seller of a stock is willing to take for a share of that given stock. For over-the-counter stocks, the asking price is the best quoted price at which a Market Maker is willing to sell a stock.
Step2So the real factor that changes a stock price:What makes a stock go up and down? Supply and Demand* People who want to sell decide how little they will accept.* People who want to buy decide how much they are willing to pay.
Step3You have to imagine someone who has owned a stock for say 10 years vs someone who has owned that same stock for 10 days. Depending on the amount of shares they may have different decessions to make but the person who has owned the stock for 10 years might have bought the stock when it was $1 and now the stock is trading at $20 a share. Then the other person might have bought the stock at $18 and its trading at $20. Obviously if the stock goes down to $15 its most likely that the guy who bought it 10 days ago might try to dump it and get out, whereas the guy who bought the stock 10 years ago has been through ups and down and he might decided not to sell unless it goes down to $14 or he will simply wait it out until it goes back up past $20. This is also why stocks that are in high demand like Google and Apple (Goog and AAPL) have high stock prices over $100 a share. This weeds out penny stock players and allows the market to grow for those who can afford the higher stock price. The other factor is that there is only so much stock issued and if GOOG had a price of $1.00 everyone would buy it and even though some trades would only be for $100 it would be difficult to monitor Supply and Demand - so companies try to make stock prices for all walks of life. That’s really why the rich get richer. Sure a guy with a hundred thousand could easily turn it into a million overnight but someone with million could diversify and make a steady growth of say 5-10% over a long period of time. The guy with $100,000 could easily loose that investment overnight as well. I like the stock THC TENET HEALTHCARE…last trading at $1.22 (3/26/09) lookup JEB BUSH and his ties with THC.

How to *My FAPTURBO Story*

WHY I BOUGHT THE AMAZING NEWFAPTURBO FOREX ROBOT THAT'STAKING THE TRADING WORLD BY STORMAND HOW IT'S MAKING ME MONEY ON AUTOPILOTWHILE I SLEEP, PLAY GOLF AND SPEND TIMEWITH MY FAMILY!*THIS FOREX ROBOT IS CAPABLE TO DOUBLINGYOUR MONEY EVERY SINGLE MONTH!!!*FOR EXAMPLE YOU START WITH $500, IN 12MONTH'S YOU END UP WITH AT LEAST $550.000

Instructions
Step1
Never again! I cried in frustration as I saw the last few dollars leave my demo account from the last Forex Robot I tried. At least it was only a demo account, I sighed, but I did loose the money I spent on the robot itself. That was before I started to see an unprecedented amount of Praise about a new product. A product that would change the way I thought about making money FOREVER!You see while I lost my money on the robot, I discovered something far more important. I discovered a doorway, a path that would lead me to making money. After installing the trading software I could feel the path to a profitable future for my family. I felt like John Sutter discovering the first glint of gold in the streams around California in the 1850’s.That’s because Forex is the most traded commodity on the planet. Its traded more than gold or oil. Its traded more than shares or bonds. Heck it’s even traded more than google.com stock. Individuals, Businesses, Banks and countries are exchanging currency on a daily basis as part of the global community. Now with the onset of high speed internet, you can trade it for a living from your home computer.Yet like John Sutter, a humble timber cutter, a glimpse of gold is worth nothing without the right knowledge and tools to harness its full potential. So I tried to get that knowledge and first hand trading experience. Still more losses and empty Demo accounts for my effort. The forums I read warned not to even think about going live with manual trading without 2 yrs demo experience under your belt. Two Years!Scratching my head further I even investigated what’s involved in programming your own strategy into the trading software. Way to much programming code that’s what! Exhausted, and nearly ready to give up, I received an email from a friend who recommended that I check out a brand new trading robot FAPTURBO. ‘Sure, why not’ I said as I went to their website expecting to see the ‘same old same old’. That’s not what I got.What I got raised my eyebrows because at the top of their page they had some thing that no other robot sales page had dared to add. They had a continuously updating feed showing how their robot is performing on a LIVE account. Three live accounts in-fact and the results were impressive to say the least. All the other robot marketing pages give you are ‘backtests’. Test’s where the robot parameters were tweaked to give the best possible result from the preceding period.Scrolling down the pa
Step2But the best bit of all I discovered was at the bottom of the page. The FAPTurbo uses the highly reputable Clickbank sales process. Why is this good? Every single Clickbank product has a 60 day no question asked money back guarantee. You don’t even have to email the FAPTurbo guys to get a refund. You just have to email Clickbank and 2 days later the money is back in your account. What does that mean you ask? It means you have 60 days to test the product and if it doesn’t work to your full satisfaction, you can get your money back.The next step in my product evaluation was to check out what was being said in the publicly available forums such as forexpeacearmy, forexautopilotforum and alan’s money blog. Do you know what I found… unlike every other robot I have ever come across, the buyers were praising FAPTurbo to the hilt! Here’s some of feedback I found:“I am so impressed with Fapturbo, have been using it on a demo with great success” Maggie, New Zealand.“My results from Dec. 1st thru 11th are 56 trades of which 53 were positive. 1 lost 4 pips, 2 broke even for a net profit of 426 pips. With results like this, if you had a $10,000 account and traded 1 lot minimum, you could conceivably double your account size in a month's time.” Dennis, California.Hi Just wanted to say that I am a veteran FOREX instructor and trader and the scalper mode is simply the best I have ever seen in live trading. Over the last two weeks with minimum setting of LRR (1.5 except, EURGBP3.0) it has made $8k on a $52k account with only two small losses.” Jester.People weren’t paid for these comments and they didn’t come off the FAPTurbo website. This praise is just a taste of what’s out there in cyber space. It’s unheard of for a forex trading robot before. Forum moderator’s who are used to pages of complaints on their site are sitting up and taking notice at this praise! And with a 60 day guarantee I decided to sit up and take notice!So I dived in, paid my money, and checked out for my self if this robot was all it was cracked up to be. So I paid the money via paypal and logged into the members only area. Did I find only gobbly gook and a 3 page manual translated from a foreign language? Hardly! What I found was a complete step by step video guide, comprehensive pdf manual, extensive FAQ section, a high traffic member’s forum and a customer service section.That’s right a customer service section. Unheard of in the Forex Robot world. Just for fun I contacted
Step3Here is your link to download your FAPTURBO robot:http://mvimpex.fapturbo.hop.clockbank.net

How to Start Currency Trading

Forex is the largest market in the world. Larger that all American indexes combined. Over two-trillion dollars are traded every single day. A market that is open twenty-four hours a day. You can trade online with ease.

Instructions
Step1
You need to educate yourself first. Forex trading is not a necessarily easy venture but it can make you huge amounts of money if done right. There are multiple sources online you can use to get your currency education.
Step2Set up with a demo account with a broker first. This is free and will help you learn the forex market. Once your ready and comfortable with your broker sign up for a live account and deposit a small amount of money.
Step3Experiment with different time frames and currency pairs.
Step4Set reasonable goals at first. But be sure to set goals.
Step5Have patience. Forex trading takes time to develop skill but once your there your in the money.

How to Buy Stocks

Instructions

Step1Educate yourself fully about stocks before purchasing them. You can find information about stocks and brokers on the Internet.
Step2Determine what you want in a broker or brokerage account. Do you want to meet with someone face-to-face? Will you want to be able to reach someone by phone? Do you require Internet access? Is price your only consideration? Do you want to buy and sell only stocks, or would you also like to buy and sell mutual funds, bonds or foreign stocks?
Step3Choose a broker or brokerage firm to purchase the stocks on your behalf based on your needs. Need a lot of advice? Start with a full-service brokerage. The least expensive brokers may not offer advice. Fairly confident and want low prices? Try an online brokerage.
Step4Contact a broker or firm and request an application. Many firms offer online applications, although most require that you send a check or wire money to actually open the account.
Step5Deliver a check in person if possible to speed up the process.
Step6Begin buying and selling stocks once your account is open.
Step7Review statements you receive and reevaluate your portfolio's performance. Are you moving toward your investment goals?

How to Trade in the Forex Market

At some point in time, every person remotely interested in making money by investing has heard of currency exchange markets or the Forex market. Lots of newcomers to the industry have wondered about the mechanics involved in currency trading or more specifically, just how the Forex market functions. If you have any aspirations of being successful in the Forex market or trading in currencies, then it’s a given that you need to know what Forex is and how to


Instructions


Step1Try and learn as much as you can from the experts. This is where you can benefit from the Forex tutorials that are offered online, as well as listening to the experts that developed them. Not only will you learn how the Forex market operates, but you’ll gain the knowledge that you need in order to execute a Forex trade successfully and profitably. You’ll also learn about market indicators and what they mean, economic indicators that you have to be aware of, and all the options and strategies that will benefit you as a trader in the Forex market.
Step2Learn your way around the industry before you ever open up your wallet and part with any of your hard-earned cash. Most of the better online Forex trading websites offer you a variety of tutorials so that you can get up to speed fairly quickly. The nice thing about these is that it isn’t like being in school where you study then take an exam, study then take another exam, study . . . . . you know. With the online tutorials you always work at your own pace and never jump into the trading market until you are completely ready.
Step3Educate yourself well enough to start trading successfully. The more you learn, the more you will understand the market and how it operates. The more you understand about the market and its system of operating, the sooner you will make a successful trade --- and hopefully it’s only the first of many.
Step4Find a Forex trading tutorial. A simple Google search or using info.com will result in tons of options for this. There are some that will try to convince you that the ones you pay for are better than the free ones. DON’T BELIEVE IT! The free ones are just as good, you just need to set up a trading account for some of the better ones, but that was your goal anyway. You just needed to educate yourself a little first.

How to Reduce Telecom Costs

Step1Know what your telecommunication needs are. Salespeople are just waiting to sell you the next best thing. If you don't need it, don't buy it. A good deal may not be quite as sweet if there are hidden charges. Know what you are getting.
Step2Compare various rate plans for telecom products including local, international and long-distance service. Calculators are available online to help with your research.
Step3Remember to figure in how many minutes you need per month. Overages can get expensive in a hurry. It's best to find a plan with an ample supply of minutes . Allow for unforeseen usage as well as growth. A good plan pays for itself in the long run and reduces overall costs.
Step4Count how many telecom devices you have on hand. Do a benchmark inventory that includes type of device, age, memory and whatever other factors you feel you want in your database. When it's time for an upgrade, it will be easier to determine what devices you need to replace.
Step5Examine your telecom bills for errors. Studies show that phone bills have errors on them at least 80 percent of the time. Even a small overcharge, if repeated monthly, can quickly become a major expense. Reduce your costs by calling your company out.
Step6Pay your bills on time. One month of late payments can be costly.
Step7Establish rules for your employees and enforce them. If the telecom devices are for family use, make sure everyone knows the rules as well. With everyone's help, you'll be able to reduce your costs.

How to Reduce Telecom Costs

Step1Know what your telecommunication needs are. Salespeople are just waiting to sell you the next best thing. If you don't need it, don't buy it. A good deal may not be quite as sweet if there are hidden charges. Know what you are getting.
Step2Compare various rate plans for telecom products including local, international and long-distance service. Calculators are available online to help with your research.
Step3Remember to figure in how many minutes you need per month. Overages can get expensive in a hurry. It's best to find a plan with an ample supply of minutes . Allow for unforeseen usage as well as growth. A good plan pays for itself in the long run and reduces overall costs.
Step4Count how many telecom devices you have on hand. Do a benchmark inventory that includes type of device, age, memory and whatever other factors you feel you want in your database. When it's time for an upgrade, it will be easier to determine what devices you need to replace.
Step5Examine your telecom bills for errors. Studies show that phone bills have errors on them at least 80 percent of the time. Even a small overcharge, if repeated monthly, can quickly become a major expense. Reduce your costs by calling your company out.
Step6Pay your bills on time. One month of late payments can be costly.
Step7Establish rules for your employees and enforce them. If the telecom devices are for family use, make sure everyone knows the rules as well. With everyone's help, you'll be able to reduce your costs.

How to Invest in Telecommunications Mutual Funds

Instructions

Step1Decide on your goals for investing and re-confirm your commitment to telecommunications.
Step2Find a good broker by asking those you trust or by researching online.
Step3Make sure your broker has an understanding of the telecommunications industry so he or she can recommend a good fund.
Step4Order a prospectus for the telecommunications mutual fund in which you are interested.
Step5Read the prospectus carefully.
Step6Finalize your decision. When you're sure about your choice, contact your broker to make your investment.

How to Be a Cable Repairman

Instructions

Step1Attend a telecommunications program at an accredited college or university. This can be a two or four year degree, though four year telecommunication degrees can help you get further in your career in the long run. The program will often be called electronic or communications technology. Some schools may offer a sub-program specializing in cable repair. To find a great telecommunications school, visit the Trade Schools website.
Step2Find an internship to complete either during or directly after your education in electronic and communications technology. This will not only provide additional training, but could give you much needed field time with the equipment and work into a permanent job. Consider the type of environment you want to work in and look for internships there. This could include large companies, like Comcast, or more specific companies, like Verizon.
Step3Explore the areas or companies you would like to work for, such as Comcast, Charter, or Time Warner. Gather information about open positions and hiring practices. Take into consideration you may have to take a lower position and work your way up to cable repairman, or technician.
Step4Obtain any additional licensing, certifications or other training required or recommended by the companies you are interested in applying for, before you apply for the job. This may include the use of specific telecommunications equipment, such as all PBX related equipment. This will ensure you have a chance among the other candidates who may be more experienced.

How to Invest in Telecommunication Stocks

Instructions

Step1Research stocks and mutual funds brokers. Stockbrokers like Etrade Financial and Scottrade allow you to buy telecommunications stocks directly or buy shares in mutual funds that specialize in the telecommunications sector. Speak also to your local bank. When you find the right stockbroker, open a trading account with the broker. See Resources below for more information.
Step2Add funds to your trading account. Confirm with your broker how they want you to fund your account. You can do this through bank transfers, wire transfers or western union.
Step3Research the telecommunications sector. Understand the companies in the sector, the leaders and laggards. Know the best and worst performing mutual funds in the sector and their managers. Call the mutual funds and request their prospectus. Subscribe to and read financial publications like the Wall Street Journal, Investors Business Daily and Barron’s.
Step4Invest in telecommunications stocks. Go to your stockbroker’s trading platform, log on and invest directly by buying shares of telecommunications stocks or buy shares of mutual funds that specialize in telecommunications stocks.